Chief Credit Officer

Location: Nickelsville
Posted on: June 23, 2025

Job Description:

Job Summary: We are seeking an experienced and strategic Chief Credit Officer (CCO) $90,000-$130,000 to lead and manage our credit department. This role is responsible for overseeing the credit approval process, post-closing loan review, credit policy maintenance, and ensuring overall credit quality. The CCO will directly supervise the loan processor and serve as a key leader in shaping the institution’s credit risk framework. The ideal candidate brings a strong foundation in commercial credit, sound judgment, and the leadership needed to guide a high-performing credit team. Key Responsibilities: Lead the credit department and ensure consistent, high-quality underwriting standards Conduct post-closing reviews on loans to ensure documentation accuracy and compliance Supervise and mentor the loan processor, ensuring efficient workflow and alignment with department goals Maintain and regularly update the institution’s loan and credit policies to reflect regulatory standards and best practices Work collaboratively with lending teams to structure sound credit proposals and mitigate risks Monitor credit portfolio performance and provide guidance on risk rating accuracy and loan administration Ensure compliance with all internal policies, external regulations, and audit requirements Participate in credit committee discussions and provide senior-level approval on loan requests Support the institution’s strategic lending goals by balancing credit quality with growth objectives Prepare reports and presentations for executive leadership and the Board regarding credit trends, portfolio health, and emerging risks Qualifications: Bachelor’s degree in finance, accounting, business, or a related field (MBA or advanced degree preferred) 10 years of credit experience in a commercial banking environment, with leadership or department oversight Strong knowledge of loan documentation, underwriting, regulatory compliance, and portfolio monitoring Proven ability to develop, implement, and enforce credit policy and procedures Strong interpersonal, communication, and analytical skills High attention to detail and ability to manage competing priorities in a deadline-driven environment Experience with credit software and reporting systems is a plus For additional information on this opportunity, please contact Connor Martin directly at 309.272.3087 . Resumes may be confidentially sent to connor.martin@gogpac.com . All qualified applicants will receive consideration without regard to race, age, color, sex (including pregnancy), religion, national origin, disability, sexual orientation, gender identity, marital status, military status, genetic information, or any other status protected by applicable laws or regulations. GPAC (Growing People and Companies) is an award-winning search firm specializing in placing quality professionals within multiple industries across the United States since 1990. We are extremely competitive, client-focused and realize that our value is in our ability to deliver the right solutions at the right time.

Keywords: , Johnson City , Chief Credit Officer, Accounting, Auditing , Nickelsville, Tennessee