Credit Analyst
Location: Knoxville
Posted on: June 23, 2025
|
|
|
Job Description:
I'm currently working with an amazing company who is looking for
an experienced Credit Analyst to join their team. Commercial Credit
Analyst Qualifications: POSITION SUMMARY: The Commercial Credit
Analyst will support the lenders in underwriting requests for
credit extensions to new and existing commercial clients. They will
perform detailed financial analysis for all lending opportunities,
prepare credit approval and modification requests for presentation
to Loan Committee by the lenders, perform annual credit reviews as
needed, ensure compliance with the Bank's credit policies and
procedures, ensure the timely collection and spreading of interim
and annual financial statements provided by clients, and update
financial information to maintain current reporting. PRIMARY
RESPONSIBILITIES: Analyzes data (i.e. financial statements, agency
reports) on prospective and active borrowing accounts and prepares
written reports evaluating the short and long-term prospects of the
individual or company. Makes recommendations to Loan Officers on
the granting or denying of loans and prepares sufficient
information (i.e. loan submissions) to document recommendations.
Identify and interpret trends in financial data. Interpret key
financial ratios (e.g. cash flow to debt service, debt-to-equity,
etc.) Provides thorough documentation of all financial analysis
with via spreadsheets and written credit offering memorandums.
Suggests a loan grade after conducting a thorough credit analysis
and documentation review. Coordinates specific work tasks within
the department in order to ensure the smooth and efficient flow of
information. Provides assigned reports. Performs annual review of
loan relationships. Must have 3 years experience in a bank as a
Commercial Credit Analyst reviewing CRE/C&I loans. For
additional information on this opportunity, please contact Tessa
Foley directly at 605.705.3896 . Resumes may be confidentially sent
to Tessa.Foley@gogpac.com . All qualified applicants will receive
consideration without regard to race, age, color, sex (including
pregnancy), religion, national origin, disability, sexual
orientation, gender identity, marital status, military status,
genetic information, or any other status protected by applicable
laws or regulations. GPAC (Growing People and Companies) is an
award-winning search firm specializing in placing quality
professionals within multiple industries across the United States
since 1990. We are extremely competitive, client-focused and
realize that our value is in our ability to deliver the right
solutions at the right time.
Keywords: , Johnson City , Credit Analyst, Accounting, Auditing , Knoxville, Tennessee
